Security & Compliance

UNITRUST Global, welcome. Private, business and wealth banking on one regulated platform.

Your wealth.
Simplified.

Send, save, exchange and stay in control — all in one place, with the protection of a regulated bank.

  • Multi-factor sign-in
  • Verified clients only
  • 24/7 fraud monitoring
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Why UNITRUST

We treat your money with the precision we expect of ourselves. Every client is verified, every payment is monitored and every decision is recorded — so your wealth moves fast and stays protected.

Behind every account is a relationship manager, a compliance team and a security framework built to banking standards — not a black box.

How we protect you
A UNITRUST team meeting in a glass-walled office, with a live portfolio dashboard on a monitor in the foreground.
A dedicated relationship manager for every client.

Banking for every ambition

Choose how you
bank with us.

A client reviewing her UNITRUST account on a tablet in a bright office.
Personal

Everyday banking, done properly.

  • Current and savings accounts in EUR, USD and GBP
  • Savings at 2.50% AER, variable
  • No monthly account fee

Request a personal account

Relationship managers greeting a business client in a UNITRUST meeting room.
Business

Cash flow without the friction.

  • Multi-currency operating accounts
  • Domestic and international transfers
  • Exportable statements for your accountant

Request a business account

A wealth adviser analysing portfolio allocations on a large display.
Wealth

Your capital, carefully managed.

  • Investment cash account at 1.50% AER
  • A named wealth manager
  • Priority large-value payment handling

Speak to a wealth manager

Online banking

Everything you need.
Nothing you don’t.

Add funds in seconds

Top up by bank transfer or international wire, or deposit with your relationship manager. Your balance updates the moment funds clear.

Get an overview

See every balance in every currency in one place. Track money in and out in real time, search your history and download statements.

Send money, anywhere

Pay other UNITRUST clients instantly or transfer to any bank worldwide. Every payment to someone else is confirmed with a one-time code.

Convert with confidence

Move between EUR, USD and GBP at transparent rates. You see the exact rate and our 0.50% fee before you confirm — no hidden mark-ups.

Stay in control

Sign out other devices in one tap and manage saved recipients. Unusual activity is reviewed by our compliance team before money moves.

Your dashboard

One dashboard.
Every account.

Local expertise,
global reach.

Hold, send and receive euros, US dollars and pounds sterling from a single profile — with a Dutch IBAN for every account.

Pay suppliers abroad, receive international wires and convert between currencies at transparent, indicative rates. Every conversion shows the rate and fee before you commit.

€EUREuro · base currency1.0000
$USDUS dollar1.0800per 1 EUR
£GBPBritish pound0.8500per 1 EUR

Indicative mid-market rates. A 0.50% conversion fee applies and is shown before you confirm.

Security & compliance

Protected at
every layer.

We follow the controls regulators expect of a bank — and we show our work.

The UNITRUST logo on a green marble wall in the bank's reception.
Regulated. Audited. Accountable.Independent audits, documented controls and a named compliance function oversee everything we do.

Multi-factor authentication

Every sign-in — and every payment to someone else — is confirmed with a one-time code from your authenticator app.

Verified identities

Every client is identified and verified before payments are enabled, in line with know-your-customer (KYC) rules.

Fraud & AML monitoring

Large or unusual payments are held for review by our compliance team, and accounts are screened against sanctions lists.

Encryption & data minimisation

Data is encrypted in transit and sensitive fields at rest. We keep only what the law requires — for example, just the last four digits of ID numbers.

Tamper-evident audit trail

Every staff action is written to a cryptographically chained log that can be independently verified.

Automatic sign-out

Sessions end after 15 minutes of inactivity, with a warning first, so an unattended screen never stays open.

Deposit protectionEligible deposits protected up to €100,000 per depositor by the Dutch Deposit Guarantee Scheme.
Transparent feesEvery charge disclosed before you confirm.
Your data rightsAccess or correct your data at any time.
Fair complaintsA clear process with escalation to Kifid, the Dutch financial complaints institute.

Questions

Good to know.

Can’t find an answer? Use the Help button at any time, or send us a message.

How do I open an account?

Send us a request online. A relationship manager will contact you to verify your identity — usually a valid passport or national ID and proof of address — as anti-money-laundering rules require. Once approved, we open your accounts and send secure sign-in instructions. You’ll set your own password and authenticator app the first time you sign in.

Is my money protected?

Yes. Eligible deposits are protected up to €100,000 per depositor by the Dutch Deposit Guarantee Scheme (Nederlandse Depositogarantie), administered by De Nederlandsche Bank. Investments are not deposits, are not protected by that scheme and can fall as well as rise in value; eligible investment claims fall under the Dutch Investor Compensation Scheme up to €20,000.

What does it cost?

There is no monthly fee on current or savings accounts, and transfers between UNITRUST accounts are free. Currency conversion carries a 0.50% fee shown before you confirm. See our full fee schedule.

Why was my payment held for review?

By law we review some payments before releasing them — for example, large-value transfers. The funds are reserved while our team checks the payment, and most reviews finish within one business day. Your activity updates as soon as a decision is made.

How do I spot a scam?

UNITRUST will never ask for your password or one-time codes by phone, e-mail or text, and will never ask you to move money to a “safe account”. If something feels wrong, stop, and report it to us straight away — fraud reports are handled around the clock.

How do I make a complaint?

Send us a message through the contact form or Messages in online banking. We acknowledge complaints within 2 business days and explain the outcome in writing. If you are not satisfied, you can refer your complaint free of charge to Kifid — see our complaints procedure.

Ready when you are.

Request an account in two minutes. A relationship manager will be in touch within two business days to complete verification.

A client checking UNITRUST online banking on a phone over morning coffee.